What it does for you
- Every coin Kalda supports, on your wallet screen.
- Family and business wallets: separate XRP wallets that need approval from partners or family.
- Scheduled payments: pay someone later, or set up an allowance.
- Locks: put XRP away until a date you choose.
- Everything a Personal account has.
Right for you if
You share money with others, or you pay people on a schedule.


Kalda asks for your account type when you first open it. You can change it any time on your Profile. Your coins and addresses stay the same; only the layout changes.